We work with our stakeholders that involves the clients, intermediaries, insurers and reinsurers in structuring customised alternative risk transfer solutions that involves the client (insured)‘s participation on the risk to be insured. The level of retention (self-insurance limit) by the client is generally determined by the balance sheet size as well as the level of appetite by the client to retain part of the risk. The risk management practices in place to mitigate the frequency and impact of losses on the client’s business operations are also a key determining factor. We arrange the reinsurance protection with reputable reinsurers in the domestic, regional and international markets to protect the client against abnormal losses of a catastrophic nature to ensure the business sustainability of our clients.